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Black Card

February 12th, 2010 at 08:39 am

We get solicitations for credit cards on a weekly basis and usually I just shred them without bothering to review the details. Yesterday we received another solicitation for a Visa Black Card and curiosity got the best of me so I read the details. Thanks, but no thanks. H*ll would have to freeze over before I ever get one of these cards.

To start with, there is a hefty annual fee of $495 for the main cardholder and $195 for additional members. In return the member is entitled to the services of a 24-hour concierge, VIP lounge access at airports worldwide, and other travel perks. Oh, and there is an "exclusive rewards program," too... 1 point her dollar spent, redeemable on LUXURY items, whatever those might be. Whoop-dee-do! I'd have to spend at least $50,000 just to recoup the annual fee.

Although Visa touts the card as "the world's most prestigious and versatile card," I'm not impressed. I don't care a whit we are "pre-qualified" nor that that membership is limited to "only 1% of US residents."

I rolled my eyes at the last line of the solicitation: "Made with carbon, the Visa Black Card is guaranteed to get you noticed." Are there really people out there that need to be noticed that badly? I am just the opposite... I like being discreet, especially when it comes to spending money in public places.

3 Responses to “Black Card”

  1. Ima saver Says:

    I got the same card last week. My black card invitation went into the trash, just like yours!

  2. Broken Arrow Says:

    Heh. I guess you're just not one of the pretentious snobs that the card was hoping to court.

  3. patientsaver Says:

    Holy smokes! The membership fee is something else!

    I'm with you...absolutely no need (or interest) in using a plastic/carbon credit card to help me get noticed. Marketers try so hard to create a need for their products.

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