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Archive for September, 2011

Travel $avings

September 24th, 2011 at 06:20 pm



Tomorrow dh and I leave on our next adventure, a month-long trip that will take us to eight European countries. The first leg of the trip will be two days in Barcelona followed by a 12-day Mediterranean cruise to celebrate a friend's retirement. Then we are back in Barcelona for a few days before flying to Geneva to spend time with my cousin. After a few days in Geneva, we'll take a train to Basel to begin a one-week cruise on the Rhine. Our trip will end with three days in Amsterdam before returning to the USA.

While planning the trip I discovered it's sometimes cheaper to buy a round-trip ticket, even though you just need a one-way fare. For example, a one-way flight on Swiss Air from Barcelona to Geneva was $592 (Economy Class). By booking a round trip ticket, I paid $177 (and it is Business Class to Geneva and Economy Class for the "return" trip). Baggage weight limits are lower in Europe and we each have a 50 lb. bag. Business class allows more weight, otherwise I could have spent ~$35 per RT ticket.

Other savings: I booked the first cruise through Costco Travel, and even though the price was exactly the same as through Royal Caribbean, Costco gave us a $500 on-board credit. The river cruise was a 2-for-1 special on Viking. I will use my Chase Sapphire card to pay for hotels in Barcelona, as well as meals and extras, because there is no foreign transaction fee with this card. And at home, I saved ~$150 by putting the garbage, paper, and TV satellite on hold, and by skipping one of our bimonthly house-cleanings.

Recovered Unclaimed Money

September 17th, 2011 at 06:12 pm

Today my dh got a check in the mail for $63 from the State of California. This came about after I read an article a few months back that said there are millions of dollars in unclaimed funds in the CA treasury. I checked and, sure enough, found dh on the list of people with unclaimed property. Dh's money was from an escrow he closed about 20 years ago. Apparently the title company never thought to mail the excess to the address of the home he bought. Dh completed the application for a refund, following the instructions on the website and the check followed in a few weeks. Follow this link to find out more.

We finally closed escrow...

September 7th, 2011 at 12:36 am

on our California condo... three weeks late, but at least it's done. We had to be patient due to buyer's loan issues that necessitated signing FIVE extensions to the contract. It's a good thing we knew and liked the buyer otherwise we would have gone with the backup offer and would have had a speedier close.

It's been over a month since we moved our belongings from the condo. Although we really loved our home, we decided to sell because we just didn't use it enough to justify the expense of keeping it. It will be nice to save the money we've been shelling out each month for expenses plus the substantial equity from the sale. Moving and consolidating two homes into one was a project I do not want to repeat anytime soon.

We hired a nationally known company because we thought they would be more reliable. Wrong. The movers showed up 12 hours late. We had to stay in a hotel an extra night because they started the job at 9:30 p.m. and worked until 12:30 a.m. Then they started at 8:00 a.m. the next day and finished at 1:30 p.m. We spent the next night in Nevada because we left CA too late in the day to make it all the way home. Of course, the final cost was MUCH more than the estimate, and even though the movers were respectful and friendly, they were not as careful with our furniture as some of the local movers we've used.

All in all, we survived the move and the furniture survived, although with a few more scratches than before. The task of blending two households into one involved sorting items for donation, giving away loads of extra furniture, household items, and clothes, putting some furniture into storage for my stepson, and shredding old financial records and personal papers. Whew! Glad that is behind us but it has given me renewed motivation to streamline financial record keeping and to think twice before buying anything new for the house.